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Zachary Milne

CSI Arizona Senior Economist & Research Analyst

For media inquiries, please contact cinamon@csinstituteus.org

Zachary Milne is the Senior Economist and Research Analyst for the Common Sense Institute AZ. Zachary works with the Arizona research team to craft important and thoughtful research concerning the Arizona economy.

Prior to CSI, Zachary attended Arizona State University, where he first attained a bachelor’s in economics and statistics, followed by a master’s degree in economics. Zachary has also worked in the Arizona Governor’s budget office, where he served as an economist. In this capacity he developed the state’s revenue forecasts, and advised a team of budget analysts on the creation of K-12 and Medicaid caseload figures for the State’s annual budget. He also advised the Executive policy and leadership teams on fiscal policy, and regularly presented detailed analyses on each of the dozens of tax bills introduced in the Arizona Legislature each year.

Zachary is originally from upstate New York, and is an enthusiastic NY Jets fan. He also served over eight years in the United States Air Force, and currently serves in the Arizona Air National Guard at the 161st Air Refueling Wing in Phoenix Arizona. He is a proud husband and father to four beautiful children.

Expert's Work
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Banking & Finance
The Economic Impact of Restricting Interchange Fees in Iowa: An Analysis of Iowa’s HSB 324

Iowa’s HSB 324 would reduce a merchant’s interchange fees by about $0.004 on a $100 sale transacted with a debit card. For a credit card, CSI estimates merchants would save roughly $0.12 per $100 in sales.

Jobs & Our Economy
The Inflation Hangover How the Post-Pandemic Price Surge Reshaped Affordability in America

In the years since the COVID-19 pandemic, Americans have experienced one of the most abrupt economic swings in modern history.

March 19, 2026 Zachary Milne
Free Enterprise Report
Free Enterprise Report: 2026 Edition

The Free Enterprise Report is a marquis report that provides an objective, non-partisan, fact-based analysis of the Iowa economic landscape and the state’s most pressing issues.

Taxes & Fees
The Economic Impact of State Restrictions on Interchange Fees

This report serves to both educate and inform the public about interchange fees, their role in the payment card system, and the impacts of payment cards on the economy. Given the novelty of many state speci

February 03, 2025 Zachary Milne