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OUR FOCUS IS ON THE FACTS.

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It's Just Common Sense.

CSI’s mission is to examine the fiscal impacts of policies, initiatives, and proposed laws so that citizens are educated and informed on issues impacting their lives. CSI employs rigorous research techniques and dynamic modeling to evaluate the potential impact of these measures on the economy and individual opportunity.

 

 

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Common Sense Institute is a non-partisan research organization dedicated to protecting and promoting the economy. CSI is at the forefront of important discussions concerning the future of free enterprise and aims to have an impact on the issues that matter most.

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Research
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Housing & Our Community
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Insuring Iowa’s Future: Understanding the Role of Insurance and Natural Disasters in Iowa’s Economy

Average premiums for homeowners insurance have risen 273% over the last 15 years

November 20, 2025 Cameron MacKenzieBen MurreyThomas Young
Energy & Our Environment
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Building What Was Promised: Correcting the Missed Opportunity of Arizona’s Land Grant While Addressing its Growing Need for Space

Arizona and New Mexico, which are both progressive reform-era states, had one of the largest and most restrictive K-12 land trust grants in terms of total size and as a share of their states. The result has

November 19, 2025 Glenn FarleyZachary MilneLorenzo Romero
Housing & Our Community
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A Snapshot of Fort Collins' Demographic Future

Migration into the Fort Collins MSA was 26% lower in 2025 when compared with pre-2020 levels.

November 12, 2025 Cole AndersonCaitlin HerefordJudah Weir
State Budget
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Colorado’s Revenue Picture Suggests a Need for at Least $800 Million in Smart Budget Reductions

On paper, Colorado’s budget looks reasonably strong. Policymakers already dealt with a $1.2 billion income tax shortfall in May. Then, during a special session in August, they addressed another $1.2 billion

November 06, 2025 Dr. Caitlin McKennieThomas Young

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