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Thomas Young, Ph.D.

Senior Economist

For media inquiries, please contact cinamon@csinstituteus.org

Thomas brings a wealth of experience at the touch points of economics including economic forecasting, public policy and public finance, econometrics, investing, survey research, and cost-benefit analyses to name a few. He received his Ph.D. in Business Economics, Industrial Organization, Econometrics, and Finance from the University of Utah. Thomas currently lives in Salt Lake City, Utah with his wife and four wonderful daughters.
Expert's Work
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State Budget
Budget Then & Now 2026

A look into Arizona's budget trends.

June 01, 2026 Thomas Young, Ph.D.
Housing & Our Community
A High Burden The Growing Cost of Permitting Compliance in Arizona’s Home Improvement Market

It is more difficult than ever to afford a home, and once in, it is also often more expensive than ever to maintain it.

April 23, 2026 Thomas Young, Ph.D.
Jobs & Our Economy
A New Household Liquidity Measure – Is Debt Eating Arizona More Than Other States?

On January 8th, WalletHub released its most recent estimate of average credit scores across the states. In every state, the average credit score dropped compared to the prior year as households, some of the

Housing & Our Community
PLAY BALL! THE ECONOMIC IMPACT OF SPRING TRAINING IN ARIZONA

This month, Arizona welcomes the Cactus League as fifteen Major League Baseball teams take the field across ten stadiums in the Greater Phoenix area, competing for spring training bragging rights. The annua